Not every state requires drivers to have uninsured motorist insurance policies, but New York does. That doesn’t mean, however, that all drivers in New York have this kind of coverage, nor can you assume that every driver has basic liability coverage; hence the need for uninsured motorist insurance.
If you are injured in a crash with an uninsured driver or a hit-and-run driver, then you are likely wondering about your options for receiving compensation. This should be a time when you focus on getting better physically and mentally, but unfortunately you’re faced with some legal issues. A personal injury attorney with experience in handling hit-and-run accident cases can explain your options and help you build a claim.
Every legal avenue for securing compensation for medical bills and other costs should be pursued in a hit-and-run case. Compensation may be sought by investigating the accident and identifying the hit-and-run driver. Coverage of your medical expenses and other needs may also be provided by your insurance policy, whether it offers personal injury protection (PIP), uninsured motorist protection or both.
In New York, PIP covers medical bills, lost income and other expenses related to the accident. Basic uninsured motorist insurance covers injuries suffered by you or your passengers when the crash happens in New York. It is also possible to buy supplemental uninsured motorist coverage for crashes that happen outside of New York.
An injurious hit-and-run accident can be extremely shocking for the victim. A serious violation has occurred, and the victim may not know where to turn. If you are in this position, then know that you are not alone.
To learn more about the available legal options after any kind of car accident, please visit Newman, Anzalone & Newman’s personal injury overview.
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